Camille Alcoriza, PT, DPT, and Daryl Marcelo, PT are physical therapists who are on their journey to living with intention and financial independence. In our conversation, they shared what motivated them in starting this journey. They also discussed their strategies in reaching their goals of early retirement as well as the challenges they face along the way. They also described how and what they do in their trial retirement. Lastly, they gave some tips and advice to those who are interested in starting their own financial independence journey. They have a blog, a youtube channel, most recently, their own podcast as well where they share their journey as well as talk to others' FI journey
--- DARYL and CAMILLE's LINKS ---
Website: https://www.therafire.com
YouTube channel: TheraFIRE - https://bit.ly/3ucmC6m
Podcast: TheraFIRE - https://anchor.fm/therafire
--- MENTIONED IN THE EPISODE ----
Books - (Affiliate links)
• House Hacking Strategy by Craig Curelop: https://amzn.to/3HdHsWl
• Your Money or Your Life: 9 Steps to Transforming Your Relationship with Money and Achieving Financial Independence: by Vicki Robin: https://amzn.to/3AGCjnv
• The Millionaire Next Door by Stanley, Thomas J., Danko, William D.: https://amzn.to/3KSWqDr
• Don't Sweat the Small Stuff . . . and It's All Small Stuff: Simple Ways to Keep the Little Things from Taking Over Your Life (Don't Sweat the Small Stuff Series): https://amzn.to/3u7ZwO9
• The Millionaire Mind by Thomas J Stanley: https://amzn.to/35tSicR
• Stillness is the Key by Ryan Holiday: https://amzn.to/32Ht21J
Podcasts:
- How to Money Podcast
- ChooseFI | Financial Independent Podcast
YouTube:
Mr. Money Moustache: https://www.youtube.com/c/MrMoneyMustacheChannel
--- TIMESTAMPS ----
0:00 Introduction
1:54 Daryl and Camille's background
4:00 What is FIRE?
8:56 Motivation in starting their FI journey and their end goal
18:03 Computing your retirement number
21:50 Strategies in reaching their goal in financial independence
32:31 Trial retirement
38:57 No need to deprive yourself in the FI journey
40:16 Challenges in their FI journey
45:27 Tips for someone interested in starting
53:21 Last bites and Takeaway
--- LINKS ----
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